Discounts!

Did you know Farmers offers some discounts to teachers, people in the medical profession, and members of police departments. There are other ways you can earn discounts also. Let me help you see if you qualify.

Do you have Disability or Life insurance

Are you prepared to take care of your loved ones when you are unable to?

I would be happy to discuss your options.

Did you know that drivers over the age of 55 can receive discounts on their auto insurance. Call me for information about defensive driving classes that can save you money.

My new office

Just in case you don't know, my new office space is located in my wife's photography studio location at 36 West Main Street in Waconia. Please call before stopping by so I can meet you there. 442-9911 or my cell 952-393-2321.

Deductibles

How do you decide how much your deductible should be? How much the deductible is will affect your price. If you know you will pay any claim under $2,500 out of pocket then you should go with a higher deducible and keep your rates down. If you think you will want even a small claim paid you can go with a lower deductible but your price will probably be higher. You just need to weigh the pros and cons for you. Your agent should be more than willing to advise you on these matters. Or give me a call, that is what I do. I provide personal service and information so my customers know what they have and why.  952-442-9911

What is the real story

Have you ever wondered how  a claim will affect your insurance rates? Is it the dollar amount or the number of claims? Many people are led to believe that small claims do not affect insurance rates as much as a large claim. Most insurance company rates are determined by the number of claims rather than the dollar amount. For example three $800 claims will affect your rates more than  one $100,000 claim. keep that in mind when deciding whether to turn in a small claim or just pay for it yourself. If you aren't sure ask your agent or give me a call. I would be happy to help you out.

Please have a fun and safe summer!